Check Your Loan Eligibility
Get an instant estimate of how much you may qualify for, based on standard lender FOIR (Fixed Obligation to Income Ratio) criteria. Takes 30 seconds — no CIBIL pull, no impact on your credit score.
Know before you apply.
Most loan rejections happen because applicants don't know their FOIR limit before applying — each rejection then dents your CIBIL score further. This tool helps you understand your range first.
FOIR-Based Estimate
Banks typically allow total EMIs (existing + new) up to 40–60% of your monthly income, depending on your CIBIL band and income level.
Zero Credit Impact
This calculation runs entirely in your browser. No data is sent anywhere, and no soft or hard CIBIL enquiry is made.
Next: Lender Matching
If your range looks workable, submit your details once — we identify the 2–3 lenders most likely to approve at your profile, with one soft enquiry only.